Credit Card Balance Transfer

Balance transfers may help you save money.

Bring your credit card debt to a low-rate DuPage Credit Union credit card and you could save money.

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Transfer Through Digital Banking

Log in to Digital Banking > Select your card > Balance Transfer.

Consolidate payments

Transfer with a Balance Transfer Form

Fill out a short Balance Transfer Form to get started.

activate your dupage credit union credit card via online banking

Why transfer your balances?

  • Pay down debt faster. With lower interest or no interest payments, you'll be able to pay off your balances more quickly.

  • Pay less interest. Transfer balances to a DuPage Credit Union credit card and you could save hundreds on interest charges.

  • Consolidate payments. Bring over balances from multiple credit cards to simplify your life with one low monthly payment and one due date.

Balance transfer calculator

Use this balance transfer calculator to estimate how much money you can save by consolidating your credit card debt into one low monthly payment.

  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Our best balance transfer offers for new cardholders

DuPage Imagine Rewards®

DuPage Imagine Rewards credit card

Low intro offers on balance transfers and purchases. Earns rewards points.

  • 0% intro APR1skip to disclosure for 12 months on balance transfers made within the first 90 days with a 3% balance transfer fee. Then, a variable 17.75% to 25.75% APR.

  • 0% intro APR2skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable 17.75% to 25.75% APR.

  • 2 points on gas purchases and restaurants, 5 points on charitable donations, 1 point on everything else

  • Earn 10,000 bonus points when you spend $3,000 in the first 90 days3skip to disclosure

Contactless payments
No annual fee
No foreign transaction fee

DuPage Thrive®

DuPage Thrive credit card

Low intro offers on balance transfers and purchases

  • 0% intro APR4skip to disclosure for 12 months on balances transfers made within the first 90 days with a 3% balance transfer fee. Then, a variable 15.75% to 23.75% APR.

  • 0% intro APR5skip to disclosure for 12 months on purchases made within the first 90 days. Then, a variable 15.75% to 23.75% APR.

Contactless payments
No annual fee
No foreign transaction fee

Get help with balance transfers

A balance transfer is the transfer of debt from one account to another at a different financial institution.

There are two ways you can transfer your credit card balances to a low-rate DuPage Credit Union credit card:

    • Through Digital Banking. To transfer your balances through Digital Banking, log in to Digital Banking and select Manage Cards > My Cards. Hover over your card and click the “Manage card” button. Then, click “Balance Transfer” and follow the prompts to submit the balance transfer request.
      or
    • With a Balance Transfer Form. Fill out this short Balance Transfer Form to get started.
  • Use a Convenience Check. To request a convenience check, please give us a call at 1-800-323-2611.

Yes. You can transfer balances from any credit cards, personal loans, auto loans or home equity loans from lenders other than DuPage Credit Union, as well as gas cards, retail and department store cards.

  • Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

  • Some restrictions may apply.

  • Must have a DuPage Credit Union membership established and be in good standing.

  • APR = Annual Percentage Rate

  • The Contactless Indicator mark, consisting of four graduating arcs, and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

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  • 0% for 12 months on balance transfers posted within the first 90 days of account opening. After that, a variable 17.75% to 25.75% APR applies based on your creditworthiness. Balance transfers on or after the 91st day of account opening will be subject to the 17.75% to 25.75% variable APR. The APR will vary with the market based on the Prime Rate. 0% intro APR balance transfer fee of either $5 or 3%, whichever is greater, will be applied to each balance transfer requested within the first 90 days of account opening. After that, none. Balances currently held with DuPage Credit Union do not qualify for the introductory balance transfer rate.

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  • 0% intro APR for 12 months on all net purchases, excluding cash advances, posted within the first 90 days of account opening. After that, a variable 17.75% to 25.75% APR applies based on your creditworthiness. The APR will vary with the market based on the Prime Rate.

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  • Earn 10,000 points when you charge $3,000 or more to your DuPage Imagine Rewards® credit card within the first 90 days of opening your account.

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4
  • 0% for 12 months on balance transfers posted within the first 90 days of account opening. After that, a variable15.75% to 23.75% APR applies based on your creditworthiness. Balance transfers on or after the 91st day of account opening will be subject to the 15.75% to 23.75% variable APR. The APR will vary with the market based on the Prime Rate. 0% intro APR balance transfer fee of either $5 or 3%, whichever is greater, will be applied to each balance transfer requested within the first 90 days of account opening. After that, none. Balances currently held with DuPage Credit Union do not qualify for the introductory balance transfer rate.

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5
  • 0% intro APR for 12 months on all net purchases, excluding cash advances, posted within the first 90 days of account opening. After that, a variable 15.75% to 23.75% APR applies based on your creditworthiness. The APR will vary with the market based on the Prime Rate.

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